Document Type : بحث
Authors
Anbar University - College of Administration and Economics
Abstract
Aims, indebtedness, quality of assets and capital adequacy), and indicators of the dependent variable represented by the rate of return on the share. The research was applied in the Iraqi banking sector on a sample consisting of (12) banks for the period from (2011-2020), and a set of methods and programs were used, including the ((EXCEL) program for financial analysis And the ((Panel data) program to test the effect relationship, and after analyzing the research data and testing its hypotheses, a set of results were reached, most notably (the presence of a statistically significant effect of financial health with its indicators on the rate of return per share for private banks listed in the Iraq Stock Exchange), as the results show Financial analysis The validity of the main hypothesis that the research sample banks enjoy sufficient financial health to achieve an acceptable rate of return on the share, and based on the results reached by the research presented a number of recommendations, the most prominent of which was providing adequate liquidity rates by converting assets into cash and issuing bonds and loans and this It increases confidence in banks when it comes to depositors' withdrawals, and these banks also carry out investment operations. They must first verify these investments, are they profitable? H and get accustomed to these banks with profits, to address the risks that these banks may be exposed to and because of the importance of this in enhancing the financial health of banks and its positive impact on the rate of return on the share.
Keywords
- احمد, ضحى ذياب, 2021, " تأثير مخاطر السيولة في مؤشرات السلامة المالية ((FSI في العراق للسنة 2005- 2019, الجامعة المستنصرية, مجلة الادارة والاقتصاد, العدد129/ايلول/2021.
- باغة, محمد محمد احمد,22021, " دراسة قياسية لبيان تأثير محددات الشمول المالي على مؤشرات السلامة المالية بالبنوك التجارية في جمهورية مصر العربية", كلية التجارة, جامعة قناة السويس, المجلة العلمية للاقتصاد والتجارة.
- محمد, ختلان, جمال هداش, ياسمين ممدوح, 2021, " قياس السلامة المالية للمصارف العراقية", كلية الادارة والاقتصاد, جامعة تكريت, مجلة تكريت للعلوم الادارية والاقتصادية, المجلد17, العدد54.
- Ayoush, M. D., Toumeh, A. A., & Shabaneh, K. I. (2021). Liquidity, Leverage, and Solvency: What Affects Profitability of Industrial Enterprises The Most?. Investment Management and Financial Innovations, 18(3), 249-259.
- ALTAY, O. (2021). Sovereign-Bank nexus of Turkey: An analysis of sovereign risk and banking industry performance indicators based on Camels Rating System. Doğuş Üniversitesi Dergisi,22(2), 217-235.
- Almahadin, H. A., Kaddumi, T., & Qais, A. K. (2020). Banking soundness-financial stability nexus: empirical evidence from Jordan.Banks and Bank Systems, 15(3), 218.
- Chandra, R. (2020). Pengaruh Ukuran Perusahaan, Profitabilitas, dan Solvabilitas terhadap Ketapatan Waktu Pelaporan Keuangan Studi Perbankan 2017–2019 di Bei.Jurnal Ilmu Komputer Dan Bisnis, 11(1), 2356-2363.
- Zhang, S. L.(2006). Solvency and Financial Risk Management for Life Insurers Using Reinsurance.
- Alwan, H. A. A. A., & Radi, H. H. K. (2022). Debt Financial and Its Impact on Investment Decisions an Applied Study in a Sample of Commercial Banks Listed in the Iraqi Stock Exchange. World Economics and Finance Bulletin, 6, 51-60.
- Aprianti, E., & Wahyuningsih, D. (2022). Implications of Return on Asset (ROA), Earning Per share (EPS), Price Earning Ratio (PER), and Debt to Equity Ratio (DER) to Stock Price. Akselerasi: Jurnal Ilmiah Nasional, 4(1), 93-105.
- Elfiswandi, E., Angela, C., & Ramadhan, M. F. (2022). The Effect of Company Size, Exchange Rate and Earnings Per Share on Stock Returns.UPI YPTK Journal of Business and Economics, 7(1), 1-8.
- Hikmah, T. N., Pahlevi, C., & Damang, K. (2022). The Effect Earning Per Share (EPS), Return on Equity (ROE), and Debt to Equity Ratio (DER) Toward Stock Return with dividend policy as Intervening Variable (Case study on Transportation and Logistics Sector Companies Listed in The Indonesia Stock Exchange. Hasanuddin Journal of Applied Business and Entrepreneurship, 5(1), 33-50.
- Jain, E., Lamba, J., & Soni, N. (2021). A Comparative Examination of Non-Performing Asset Management of Banks in India.International Journal on Recent Trends in Business and Tourism (IJRTBT), 5(3), 20-32.
- Nyabaga, R. M. I., & Wepukhulu, J. M. (2020). Effect of firm characteristics on financial performance of listed commercial banks in Kenya. International Journal of Economics and Financial Issues, 10(3), 255.
- Nye, A. (2021). National Asset Management Agency (NAMA). The Journal of Financial Crises, 3(2), 546-617.
- Hidayat, A. F. P., Ginting, R. I. B., Adistira, R., Siregar, D. K., Febriany, S. C., & Nursjanti, F. (2022). Effect of Current Ratio, Debt of Equity Ratio, Return on Assets, Earnings Per share, and Net Profit Margin on Stock Price in Transportation and Logistics Sector Companies Listed on The Indonesia Stock Exchange in 2014-2019.central Asia and the Caucasus, 23(1).
Kerola, E., & Koskinen, K. (2019). Slightly negative central bank interest rates ease financial conditions
)
